As of October 20, 2025, the national average for six-month CDs is 1.46%, according to the FDIC. However, there are six-month ...

The best 6-month CD rate right now is 4.40% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and ...

With interest rates on the decline, now's a smart time to lock up your money in a CD. Learn the pros and cons of 6-month CDs ...

CDs are still paying strong returns, but rates have begun drifting lower. See which terms offer the best yields now—and how ...

CD rates could drop within days or weeks after the Federal Reserve announced interest rate cuts. See if you should lock in today's rates now.

CD rates near 4.00% APY make saving easy. See whether a 6-month or 5-year CD is the smarter move heading into late 2025.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

With potential rate cuts on the horizon, shorter-term certificates of deposit (CDs) are offering strong yields at the moment -- especially 6-month terms. Looking for a secure place to grow your ...

A CD ladder is a savings strategy designed to help you take advantage of high CD interest rates without committing all of ...

On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...

Still hoping to earn a big return with a CD account? Consider one of these before the Fed cuts rates this month.

The clock is ticking on decades’ high CD rates, experts say. That’s because while yields are still generally higher than any other time since the Federal Deposit Insurance Corp. started publishing ...