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Trump, credit card and interest rates

Can President Trump really cap credit card interest rates at 10%?

The U.S. Constitution gives Congress the power to write laws regulating commerce and financial markets — including interest-rate limits on credit cards. Trump has called for a one-year cap at 10%, but no such law currently exists, and a presidential proclamation alone doesn’t change private-sector interest rates.

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Trump calls for a 10% cap on credit card interest rates

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As Trump's deadline for a credit card rate cap looms, banks have only questions

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Trump sues JPMorgan Chase over post-Jan. 6 'debanking'

President Trump said he had not spoken to the CEO of JPMorgan Chase since filing a lawsuit against the company for "debanking" him in the wake of January 6.

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Rep. Anna Paulina Luna pushes for bipartisan bill capping credit card interest rates at 10%

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Bank of America CEO Moynihan Says Credit Card Cap May Not Work as Expected

CSP Daily News

Senators reintroduce Credit Card Competition Act after Trump endorses bill to lower swipe fees

The legislation would allow merchants to route transactions over multiple card networks, boosting competition, cutting costs for

Durbin meets with small business owners over credit card swipe fees

The Credit Card Competition Act would cut down on credit card swipe fees for consumers and has the backing of President Trump.

Sen. John Fetterman introduces bill that would cap credit card late fees at $8

Fetterman, along with two other democratic senators, introduced the Credit Card Fairness Act, last week. If passed, it would put into statute the Consumer Financial Protection Bureau’s $8 cap on credit card late fees. The CFPB rule that enacted this cap was stalled in litigation brought on by banks.

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How Does Your Credit Card Bill Compare to the US Average? See If You’re Paying More

Discover how your credit card bill compares to the U.S. average and learn ways to manage debt, lower interest costs, and take control of your spending.

Read This Before Swiping Your Credit Card for Any Big January Purchases

Opening a new credit card in January could save you hundreds. Here's how to use your purchases to earn rewards or avoid interest in 2026.