There are pros and cons to downgrading a Chase credit card to a different version, but the process is simple. If your credit card no longer feels like the best fit, canceling may not be your only ...

When you have a credit card with an annual fee, you have a couple options to consider if you barely use it: cancel the card outright, or downgrade to a lower-tiered card. Since credit cards can be ...

If you've got a credit card that you never use and you're paying $95 annual fee for it, you'll likely want to cancel or downgrade. But, what if that same card account has $350 rewards you haven't ...

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Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...