The right data can help employers offer the right investment solutions to help employees reach their retirement goals. Data informs nearly every decision an employer makes. Yet, one employer decision ...
This article was originally published on ETFTrends.com. Target date funds that have reached the end of their glide path and have a 30% stocks, 70% bonds allocation may produce essentially no return on ...
The problem with a one-size-fits-all philosophy is that it never truly fits everyone. Thanks to many employers auto-enrolling employees in a 401(k), target-date funds have grown in popularity as a ...
Target-date funds are the default of choice for many plan sponsors, says Russell Investments, but they aren't a buy-it-and-forget-it solution for sponsors or providers. Russell Investments published a ...
In investing terms, a “glide path " describes how a mix of investments changes over time. Typically, the mix gets more conservative — with fewer stocks and more bonds, for example — as the investor ...
Zachary Rayfield, head of goals-based investing research in Vanguard's Investment Strategy Group, spoke about the use of glide paths at the Investments & Wealth Institute's Strategy Forum in New York ...
A final example in the decision rules category is the Target Percentage Adjustment method introduced by David Zolt in his 2013 Journal of Financial Planning article, “Achieving a Higher Safe ...
While glide paths are an institutionalized process in target date funds, most investors follow some sort of glide path process – ad hoc or not – that reduces their risk profile over their investment ...
Academic simulations prove that the distribution of wealth is greater with glide paths that increase in equity allocation rather than decrease. No safe landing. Savings impact the distribution of ...
If there's one generally accepted principle in the realm of asset allocation, it's that young people with a long runway to retirement should start out with equity-heavy portfolios and only gradually ...
In investing terms, a “glide path “ describes how a mix of investments changes over time. Typically, the mix gets more conservative—with fewer stocks and more bonds, for example—as the investor ...