Real rate of return adjusts for inflation, providing a true growth measure. S&P 500's real rate is 7.9%, versus a nominal 11.8%, due to inflation. Using real rates in retirement planning ensures ...
PPF vs Debt Mutual Fund: Investors often use Public Provident Fund (PPF) and long-duration debt mutual funds as part of their retirement portfolio. While PPF is non-market-linked, a long-duration debt ...
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