"We never know what's going to happen, certainly with climate risks and change across the country, and so having that certainty is critical," said Nicole Upano.

Housing trade groups urged Congress to reauthorize the NFIP, highlighting its importance for millions of homeowners facing ...

The National Flood Insurance Program (NFIP), which insures nearly 5 million properties across the U.S., has officially lapsed following the government shutdown. As of midnight on Sept. 30, FEMA can no ...

A coalition of organizations is asking congressional leaders to reauthorize the program beyond the current fiscal year.

Congress did not reauthorize the National Flood Insurance Program (NFIP) by the Tuesday deadline, according to the Louisiana Department of Insurance. Until the program is reauthorized, NFIP ...

Louisiana could be hit especially hard if the National Flood Insurance Program (NFIP) is allowed to expire at the end of the month. The program, which provides federally backed flood coverage to ...

It’s the middle of hurricane season, and meteorologists say we’ve been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

If the government shuts down as expected on Wednesday, the National Flood Insurance Program (NFIP) will no longer be able to issue new policies or renewals, which could cause headaches for homeowners ...

The National Flood Insurance Program (NFIP) cannot issue new flood insurance policies during a government shutdown. Existing NFIP policies remain valid if issued on or before September 30, 2025 and ...

For more than a month, a lapse in funding froze Americans’ largest provider of flood insurance. The National Flood Insurance Program, which accounts for 90% of all U.S. flood policies, often couldn’t ...

As the NFIP faces expiration amid peak disaster seasons and a potential government shutdown, uncertainty looms for homeowners and insurers. States are increasingly taking resilience into their own ...

No new or renewed policies during the lapse; FEMA says valid claims will still be paid with available funds. NAR estimates about 1,300 property sales per day—roughly 40,000 closings a month—could be ...