A growing share of these high-value purchases are now happening via UPI QR-payments or credit-card-enabled EMIs, driven by ...

Home loan borrowers can expect lower EMIs as major banks like HDFC Bank, Punjab National Bank, and Bank of India have reduced lending rates. This follows the RBI's repo rate cut last week. Customers ...

Since all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is ...

Whenever you apply for a loan, lenders run a hard inquiry on your credit report to evaluate your profile. One inquiry won’t ...

State-owned Punjab National Bank (PNB) has reduced its repo-linked lending rate (RLLR) by 25 basis points, following the Reserve Bank of India’s (RBI) policy rate cut announced on Friday. The revision ...

Punjab National Bank has announced a reduction in its Repo Linked Lending Rate (RLLR) to 8.10% following the recent RBI repo ...

Following the RBI’s move, multiple banks have reduced their Repo Based Lending Rate (RBLR) by 0.25 per cent. This is now ...

He explained that biweekly payments subtly increase the number of EMIs made in a year. While the standard monthly cycle ...

Repo-linked lending rate is a type of interest rate associated with home loans. If the RBI cuts its repo rates, the RLLR goes ...

As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that ...

A 25 bps cut will help the economy, but don’t expect instant relief on your EMIs. Monetary policy works in slow motion.

It is pertinent to note that public sector banks pass on the repo reduction on an immediate basis. However, a few lenders ...