Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

When Federal Housing Finance Agency Director William Pulte took to social media to announce that Fannie Mae and Freddie Mac ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

Can you actually boost your score in weeks instead of years? I decided to ask ChatGPT for the fastest ways to raise a credit ...

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

A MAJOR borrowing weapon has axed a £14.99 month fee, allowing users to check their credit score and file for free. Millions ...

What is considered a good credit score? According to Experian, about 67% of Americans have a FICO credit score of 670 and above, ranking them “good,” “very good” or “exceptional.” ...