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Let’s clarify the 20% tax on your savings account. 💰📉 It’s not based on your principal amount—it’s based on the interest earned. Example: If a bank offers 5% interest per annum and you deposit ₱10,000, you’ll earn ₱500 interest after a year. The 20% withholding tax applies only to the ₱500, not the ₱10,000. So in the end, you’ll get ₱400 net and ₱100 goes to tax. | The Present
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