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Understanding Joint Account Fdic Limit and Your Safety
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cgaa.org
Thinking about opening a joint bank account with your parents? It might seem convenient… until it isn’t. Leigh breaks down why joint accounts can actually put your money — and your parents’ money — at risk. Here’s what most people don’t realize: If one account holder gets sued or has debt, creditors can come for all the money in that account. A safer option? Be added as a signer — not an owner — or use POD/TOD (Payable or Transfer on Death) forms to name beneficiaries. #EstatePlanning #Vermillio
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